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Submit the loan file and we get started within hours, not days.
We handle title, appraisal, insurance, conditions, and underwriting coordination — start to finish.
Our fee shows up on the closing disclosure. You keep your full commission. We get paid. Everyone wins.
No commitment required. Send us one file and see how we work. If you like what you see we will build from there.
No cherry-picking. Whatever your borrower needs, we can handle it.
We prioritize speed at every stage of the process so your borrowers stay on track and your deals keep moving forward.
Conventional, FHA, VA, USDA, and jumbo. We handle the complex files most processors avoid.
Our $995 flat fee is borrower-paid at closing. Nothing comes out of your commission.
A father and son team. When you call us you talk to one of us — not a call center.
All fees are borrower-paid at closing and disclosed on the Loan Estimate from day one. The LO pays nothing.
All fees are borrower-paid at closing
Same pricing applies in both Texas and Florida
Prosper Mortgage Processing was founded by a father and son who spent years in the back office of mortgage lending. We started Prosper because we saw how much time loan officers were losing to processing — handling it themselves or dealing with unreliable third-party processors.
We built a better option. A small, focused team that treats every file like our business depends on it. Because it does.
We partner with independent loan officers and brokers nationwide, processing conventional, FHA, VA, USDA, and jumbo loans. We are based in Texas and work remotely with LO partners across the country.